*Annual Percentage Yield of 2.78% for a 17-Month Certificate or IRA Certificate. Minimum to open a Certificate is $1,000. Minimum to open an IRA Certificate is $500. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change.