Annual Percentage Rate (APR) is variable and determined by credit history. $5 deposit to Langley savings account required for membership.

Get 0% APR for 6 months on balance transfers completed within the first 90 days of Select Visa Card account opening ("Promotional Period"). A 4% fee applies to each balance transfer. Once the Promotional Period ends, the APR will be a variable APR based on Prime. If your account becomes delinquent or otherwise in default before the Promotional Period ends, interest will be charged from the date the balance was incurred, even if the Promotional Period has not ended. Individual eligibility subject to field of membership requirements including $5 deposit to a Langley Federal Credit Union savings account. Credit approval and creditworthiness. Federally insured by the NCUA.

A fee of 4% of the amount of each Cash Advance and Balance Transfer will be assessed at the time the transaction is posted to your account. Interest begins accruing on Cash Advances and Balance Transfers on the transaction date. Fee amounts are calculated as a percentage of the transaction value and will appear as a separate line item on your billing statement. All fees and finance charges are governed by the terms and conditions of your Credit Card Agreement. Other restrictions may apply. Federally insured by NCUA. Membership eligibility required. All loans are subject to credit approval. Terms, rates, fees, and conditions may change.