Line of Credit from LFCU
If you need money overnight, we have one thing to say — why wait that long? A Line of Credit is a reusable loan that is pre-approved and available to you 24 hours a day, seven days a week. Once your Line of Credit is established, you will be able to access it by ATM*, CHIPS (Computer Home Information Phone Service) or in person.
Three easy ways to apply:
- Apply online: Click here.
- By phone: Call 757-827-EASY or 800-588-EASY
- In person: Find the branch nearest you.
If you have a Checking Account with LFCU, your line of credit will also act as automatic Overdraft Protection — you're able to write yourself a loan by simply writing a check.
* Maximum withdrawal amount is $300 a day.

