Share Secured
Loans
Looking for the lowest loan rate? By simply using your shares as collateral, you receive an annual percentage rate only 3% over the share rate. You may use the following as collateral.
- Prime Share Account — A variable rate is available equal to the Tier 2 Prime Share dividend rate plus 3 percent.
- Term Share Account (Certificate) — A fixed rate is available equal to the rate of the pledged Term Share Account (Certificate) plus 3 percent.
Apply for a Share Secured loan now!
Credit Cards
A Share Secured Credit Card will help you build or in some cases rebuild your credit rating. If you're trying to improve a good credit history or struggling to overcome less than perfect credit experiences, a Share Secured Credit Card can help.
A Share Secured Credit Card will give you the opportunity to establish good credit with the convenience of a VISA, VISA Platinum, MasterCard or Gold MasterCard while securing money in your share savings account. Both the Classic Visa and MasterCard have a minimum credit limit of $500. The Gold MasterCard has a minimum of $5,000. The VISA Platinum has a minimum of $7,500.
For more information, please call the LFCU Contact Center at 757-827-EASY, 800-588-EASY, or email the LFCU Loan Department
