Mortgage Rates

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The eMortgage Center is the fastest and easiest way for you to complete your mortgage loan application. For a Home Equity Line of Credit (HELOC), click here.

 

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Fixed Rates

  • 10 Year Fixed
    Interest Rate
    APR
    LTV
    Maximum Loan Amount
  • Notes

  • 15 Year Fixed
    Interest Rate
    APR
    LTV
    Maximum Loan Amount
  • Notes

  • 20 Year Fixed
    Interest Rate
    APR
    LTV
    Maximum Loan Amount
  • Notes

  • 30 Year Fixed
    Interest Rate
    APR
    LTV
    Maximum Loan Amount
  • Notes


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Adjustable Rates

  • 5/1 ARM
    Interest Rate
    APR
    CAPS
    Margin
    Maximum Loan Amount
    LTV
  • Notes
    APR may vary.

    * Maximum Loan To Value is 80% without private mortgage insurance.

    These rates are available in VA and NC.



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Home Equity Fixed Rates

  • 5 Year Home Equity
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes

  • 5 Year Home Equity
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes

  • 6-10 Years Home Equity
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes

  • 6-10 Years Home Equity
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes

  • 11-15 Years Home Equity
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes

  • 11-15 Years Home Equity
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes


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Home Equity Line of Credit

· 1st or 2nd Mortgage · From $5,000 to $417,000 · Available on LTV's up to 100% ·

· Closing costs paid by LFCU on Line of Credit in the local area of $15,000 or more with an initial advance of $10,000 or more. In this example if you did NOT take a $10,000.00 advance the closing costs would range from $341.00 to $531.00. · Visa Gold card ($5,000 - $20,000) available with Line of Credit ·

· This product is only available on properties in Virginia and North Carolina. APR may vary. Property insurance is required.



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FHA Mortgages

  • 15 Year Fixed
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes
    To apply, contact the Mortgage Department.

  • 30 Year Fixed
    Interest Rate
    APR
    Maximum Loan Amount
  • Notes
    To apply, contact the Mortgage Department.


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Home Loan Payment Relief

  • 3/1 HLPR*
    Interest Rate
    APR
    CAPS
    Margin
    Maximum Loan Amount
    LTV
  • Notes
    APR may vary.

    * First Time Homebuyers. Private mortgage insurance (PMI) not required.

    These rates are available in VA.



To inquire about these and other special programs, or to find out about other products and services,
please call or write the LFCU Mortgage Department.