*MyDesign Checking is a single customizable account with one option (Ride Rebate, Worry-Free, Steady Saver) available for free. The All-In Bundle (all three options) will be charged $9.95 monthly on the opt-in date. Only one option change per month per membership unless opting into the All-In Bundle. For all three options and the All-In Bundle, eStatements, and primary checking designation are required to maintain benefits. A primary checking account is where your paycheck is deposited and from which bills are paid, and everyday purchases are debited. MyDesign accounts may be subject to additional fees for overdrafts, returned items, and any other fees appearing on the fee schedule. $5 deposit to Langley savings account required for membership. Rates subject to change. Insured by NCUA.

¹ Annual Percentage Yield. Dividends are calculated by the average daily balance. The High-Yield Savings is a Tiered Rate account. The MyDesign Checking Steady Saver Option is required to earn 4.25% APY on average daily balances up to $25,000 in the High-Yield Savings. Earn 0.05% APY on the average daily balances exceeding $25,000 in the High-Yield Savings. The MyDesign Steady Saver Option requires enrollment in eStatements and primary checking designation to maintain benefits. If all these requirements are not met, the High-Yield Savings earns 0.05% APY on average daily balances. If eStatements requirement is met but the primary checking designation requirement is not met, the High-Yield Savings earns 4.25% APY on average daily balances up to $10,000 and 0.05% APY on average daily balances exceeding $10,000.

² The MyDesign Steady Saver Option allows the member access to a MyDesign Savings account which is a Tiered Rate account. If the following requirements are met, 4.25% APY will be earned on the entire balance in MyDesign Savings: deposits to MyDesign Savings from a MyDesign Checking account (Steady Saver or All-In Bundle options) through recurring online banking transactions with no more than one withdrawal per month. If all these requirements are not met, rate will be 0.05% APY on the entire balance. Dividends compound monthly. Rates subject to change. Deposit limits are defined as:

³ The MyDesign Ride Rebate Option offers a 10% interest rebate on Langley Auto and EV loans. To qualify, payments must be self-directed, on-time, and paid from the Ride Rebate Option or All-In Bundle. Self-directed payments are automatic transfers set up in a branch, or in online banking that transfer to the loan. Interest must be $5 or greater to receive interest pay-out. The MyDesign Ride Rebate Option requires enrollment in eStatements and primary checking designation to maintain benefits.