Smart Checking

Free and Loaded with Benefits

Learn more about Spend 'n' Save

Getting a free checking account is one of the best steps to get on the right foot financially!

Free checking is easy to offer, but Langley goes one step further and offers qualifying members early paycheck deposit… up to two days early! Added to that, all Langley Smart Checking accounts include a free Debit Card, free Mobile Banking, free online bill pay, and free eStatements.

When we say free, we mean it. With Langley's Smart Checking there is NO Minimum Balance and NO Monthly Service Charge.


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Access 55,000+ ATMs

Langley FCU is part of the Allpoint network. Allpoint is a worldwide, surcharge-free ATM network with over 55,000 ATMs.

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Early Payday Deposit

Members who have a Langley checking account and Direct Deposit may see their paycheck deposited up to three days earlier than other financial institutions!