Free Checking Loaded With Member Benefits

Get your direct deposit faster with Langley’s Smart Checking


Free checking is easy to offer, but Langley goes one step further and offers qualifying members early paycheck deposit…up to two days early!

Added to that, all Langley Smart Checking accounts include free Debit Card(link), free Mobile Banking, free online bill pay and free eStatements.

When we say free, we mean it. With Langley’s Smart Checking there is NO Minimum Balance and NO Monthly Service Charge.


Get a Smart Checking Account Now


Early Payday Deposit

Members who have a Langley checking account and Direct Deposit may see their paycheck deposited as much as 1-2 days earlier than other financial institutions!

*An average daily balance of $2,500 must be maintained for the dividend period to earn the stated APY.

**Membership eligibility required. The minimum to open an account is the purchase of a share ($5). Offer applies to members with a credit score of 600 or better depending on credit qualifications. Online Banking and eStatements required. Limit one LangleyPAYS Checking account per member. Annual Percentage Yield (APY) is a variable rate and may change after the account is opened; dividends compound monthly; fees may reduce earnings on your account. Some restrictions apply.