Customize Your Checking Account From Start to Finish
MyDesign Checking allows you to bank the way that you want by personalizing your account to meet life's ever-changing needs.
How to Build Your MyDesign Checking Account
Start With
MyDesign Checking to experience great banking services at no cost.
Choose One
free option from Worry-Free, Ride Rebate, and Steady Saver.
Go All-In
by bundling all options to meet your everyday needs for $9.95/month.
Get Started
- No minimum balance requirements
- No foreign ATM fees
- Free debit card
- Free early pay-day, up to 3 days
- Free paper checks (1 box/year)
- Free digital banking and bill pay access
- Free money orders
- Free cashier checks
Click one of the options below to enhance MyDesign
As your financial needs may change from time to time, so can your MyDesign Checking.
Primary Checking and eStatements required*
- All Features of MyDesign Checking
- Earn 5.00% APY on High-Yield Savings balances up to $25,0001
- Exclusive access to the MyDesign Savings account2
- All Features of MyDesign Checking
- 2 Complimentary NSF or Courtesy Pay Fees
- Get reimbursed for 2 ATM surcharges each month (a $120 yearly value)
- Automatic transfers to prevent debit overdrafts
- All Features of MyDesign Checking
- Earn 10% of the interest paid on your Langley auto loan each month. Members earn an average of $180 a year3
- All Features of MyDesign Checking
- All Features of the Worry-Free Option, Ride Rebate Option, and Steady Saver Options
- Members save over $300 a year by bundling all options
Already a member?
Log in to Digital Banking to Start Designing
- No minimum balance requirements
- No foreign ATM fees
- Free debit card
- Free early pay-day, up to 3 days
- Free paper checks (1 box/year)
- Free digital banking and bill pay access
- Free wire transfers, money orders, cashier checks
Click one of the options below to enhance MyDesign
As your financial needs may change from time to time, so can your MyDesign Checking.
Primary Checking and eStatements required*
- All Features of MyDesign Checking
- Earn 5.00% APY on High-Yield Savings balances up to $25,0001
- Exclusive access to the MyDesign Savings account2
- All Features of MyDesign Checking
- 2 Complimentary NSF or Courtesy Pay Fees
- Get reimbursed for 2 ATM surcharges each month (a $120 yearly value)
- Automatic transfers to prevent debit overdrafts
- All Features of MyDesign Checking
- Earn 10% of the interest paid on your Langley auto loan each month. Members earn an average of $180 a year3
- All Features of MyDesign Checking
- All Features of the Worry-Free Option, Ride Rebate Option, and Steady Saver Options
- Members save over $300 a year by bundling all options
Already a member?
Log in to Digital Banking to Start Designing
Embrace the Flexibility of Your Account
As your life unfolds and your needs shift, remember that you can redesign your account features in Digital Banking
Kickstart your journey; your account is just minutes away.
Already a member?
Log in to Digital Banking to Start Designing
*MyDesign Checking is a single customizable account with one option (Ride Rebate, Worry-Free, Steady Saver) available for free. The All-In Bundle (all three options) will be charged $9.95 monthly on the opt-in date. Only one option change per month per membership unless opting into the All-In Bundle. For all three options and the All-In Bundle, eStatements, and primary checking designation are required to maintain benefits. MyDesign accounts may be subject to additional fees for overdrafts, returned items, and any other fees appearing on the fee schedule. Rates subject to change. Insured by NCUA.
1 Annual Percentage Yield. Dividends are calculated by the average daily balance. The High-Yield Savings is a Tiered Rate account. The MyDesign Checking Steady Saver Option is required to earn 5.00% APY on average daily balances up to $25,000 in the High-Yield Savings. Earn 0.05% APY on the average daily balances exceeding $25,000 in the High-Yield Savings. The MyDesign Steady Saver Option requires enrollment in eStatements and primary checking designation to maintain benefits. If all these requirements are not met, the High-Yield Savings earns 5.00% APY on average daily balances up to $10,000 and 0.05% APY on average daily balances exceeding $10,000.
2 The MyDesign Steady Saver Option allows the member access to a MyDesign Savings account which is a Tiered Rate account. If the following requirements are met, 5.00% APY will be earned on the entire balance in MyDesign Savings: deposits to MyDesign Savings from a MyDesign Checking account (Steady Saver or All-In Bundle options) through recurring online banking transactions with no more than one withdrawal per month. If all these requirements are not met, rate will be 0.05% APY on the entire balance. Dividends compound monthly. Rates subject to change. Deposit limits are defined as:
| Frequency | Floor | Max |
|---|---|---|
| Weekly | $10 | $100 |
| Biweekly | $20 | $200 |
| Monthly | $50 | $500 |
3 The MyDesign Ride Rebate Option offers a 10% interest rebate on Langley Auto and EV loans. To qualify, payments must be self-directed, on-time, and paid from the Ride Rebate Option or All-In Bundle. Self-directed payments are automatic transfers set up in a branch, or in online banking that transfer to the loan. The MyDesign Ride Rebate Option requires enrollment in eStatements and primary checking designation to maintain benefits.