Free Auto Coverage

Car accidents hurt - don't let them hurt your wallet, too. Every Langley auto loan comes with free GAP coverage to cover what's left on your loan afterwards.

No Payments For 60 Days

Secure your savings today and experience the luxury of no payments for 60 days. Drive now, pay later!

Great Rates and Terms

Get a flexible rate and term to make your vehicle loan work for YOU.

Download Your Free Auto Loan Purchase Guide

Ready to start your car buying journey but not sure where to begin? Download our guide and let us help you on this adventure!

Download

Our Current Auto Refinance Rates

Term APY [1]
12-36 Months 4.99%
37-60 Months 5.49%
61-66 Months 5.74%
67-75 Months 5.99%
76-84 Months 6.49%

Save On Your Monthly Payments

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Frequently-Asked Questions

Can I purchase a vehicle, model year 2020 or older?

Yes, our rates apply to all model years. Visit our rates page for more information.

Can I finance a vehicle I buy from an individual?

Yes, we will need to coordinate with the seller on any pay-off or title transfer.

How does being pre-approved before shopping for a used vehicle benefit me?

You have the comfort of knowing your interest rate and what you can afford.

Can I shop for a used vehicle at a non-participating dealer?

Yes, we will want to make sure the title is available.

Do I need to know what vehicle I am buying before I apply?

No, you can get pre-approved to shop at a later date.

I found a car in another state, can I still finance it with Langley?

Certainly, we will need a buyers order and the value of the car you're looking to purchase. In most cases, we can talk with the dealer and handle most of the transaction for you.

What Is Collateral Protection Insurance (CPI)?

Please visit www.langleyfcu.org/insurance-cpi for information about CPI.

1 Rates shown are based on credit score of 740 or better and based on creditworthiness, so your rate may differ. Term for 4.99% APR is up to 36 months. Rates and terms are subject to change at any time without notice. A $25,000 loan at 4.99% for 36 months would have monthly payments of $749.