Money Market Accounts
Earn great rates to grow your savings.
Platinum Money Market Rates
Langley's Platinum Money Market account is a variable rate money market that provides you with one of the best ways to save without losing accessibility to your money!
You can make unlimited deposits and one free withdrawal or transfer per month[1], all while paying NO monthly fees.
| Minimum to Earn APY[1] | APY[2] |
|---|---|
| $1,000,000 | 4.20% |
| $500,000 | 3.20% |
| $250,000 | 1.70% |
| $100,000 | 1.30% |
| $25,000 | 1.00% |
| Open Platinum Online | |
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|
| Minimum to Earn APY[3] | APY[4] |
| $100,000 and Above | 0.90% |
| $50,000 - $99,999 | 0.55% |
| $25,000 - $49,999 | 0.35% |
| $10,000 - $24,999 | 0.15% |
| $2,500 - $9,999 | 0.05% |
| $100 - $2,499 | 0.05% |
| Open Traditional Online | |
Frequently Asked Questions About Money Market Accounts
Yes! Funds deposited at Langley are insured up to $250,000 by the National Credit Union Administration (NCUA). To learn more about how your funds are insured, visit https://www.mycreditunion.gov/estimator/Pages/default.aspx.
Open/Add an Account
Open Platinum Online
Open Traditional Online
Open by phone, call 757-827-5328.
Open at a branch, view locations.
Calculators
What Will My Savings Be Worth?
The Impact of Saving More
The Benefits of Compounding
Save for College
Save to be a Millionaire
Save Towards a Goal
Save for a Rainy Day
[1] One free withdrawal or transfer per calendar month. Only one account per member. A fee of $25 applies for each additional withdrawal or transfer within a calendar month.
[2] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 1.00% APY on average daily balances above $25,000.00, 1.30% APY on average daily balances above $100,000.00, 1.70% APY on average daily balances above $250,000.00, 3.20% APY on average daily balances above $500,000.00., and 4.20% APY on average daily balances above $1,000,000.00. No dividend will be earned in any dividend period if the average daily balance is below $25,000.00. Dividends compound monthly. Rates subject to change. Insured by NCUA.
[3] Minimum to open a Money Market Savings account is $100.
[4] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 0.05% APY on average daily balances above $100.00, 0.05% APY on average daily balances above $2,500.00, 0.15% APY on average daily balances above $10,000.00, 0.35% APY on average daily balances above $25,000.00, 0.55% APY on average daily balances above $50,000.00, and 0.90% APY on average daily balances above $100,000.00. No dividend will be earned in any dividend period if the average daily balance is below $100.00. Dividends compound monthly. Rates subject to change.
Langley Rates effective as of December 01, 2024.