Money Market Accounts

Earn great rates to grow your savings.


Platinum Money Market Rates

Langley's Platinum Money Market account is a variable rate money market that provides you with one of the best ways to save without losing accessibility to your money!

You can make unlimited deposits and one free withdrawal or transfer per month[1], all while paying NO monthly fees.

Minimum to Earn APY[1] APY[2]
$1,000,000 5.00%
$500,000 4.00%
$250,000 2.40%
$100,000 2.00%
$25,000 1.40%
Open Platinum Online


Traditional Money Market Rates

Minimum to Earn APY[3] APY[4]
$100,000 and Above1.40%
$50,000 - $99,9991.15%
$25,000 - $49,9991.00%
$10,000 - $24,9990.50%
$2,500 - $9,9990.25%
$100 - $2,4990.05%
Open Traditional Online

Frequently Asked Questions About Money Market Accounts

Are my funds insured?

Yes! Funds deposited at Langley are insured up to $250,000 by the National Credit Union Administration (NCUA). To learn more about how your funds are insured, visit https://www.mycreditunion.gov/estimator/Pages/default.aspx.

[1] One free withdrawal or transfer per calendar month. Only one account per member. A fee of $25 applies for each additional withdrawal or transfer within a calendar month.

[2] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 1.40% APY on average daily balances above $25,000.00, 2.00% APY on average daily balances above $100,000.00, 2.40% APY on average daily balances above $250,000.00, 4.00% APY on average daily balances above $500,000.00., and 5.00% APY on average daily balances above $1,000,000.00. No dividend will be earned in any dividend period if the average daily balance is below $25,000.00. Dividends compound monthly. Rates subject to change. Insured by NCUA.

[3] Minimum to open a Money Market Savings account is $100.

[4] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 0.05% APY on average daily balances above $100.00, 0.25% APY on average daily balances above $2,500.00, 0.50% APY on average daily balances above $10,000.00, 1.00% APY on average daily balances above $25,000.00, 1.15% APY on average daily balances above $50,000.00, and 1.40% APY on average daily balances above $100,000.00. No dividend will be earned in any dividend period if the average daily balance is below $100.00. Dividends compound monthly. Rates subject to change.

[5] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn % APY on average daily balances up to $10,000. 0.05% APY will be earned if the average daily balance is above $10,000. One withdrawal per month. If more than one withdrawal is completed in a month or you are not enrolled in eStatements, you will earn 0.05% APY. Dividends compound monthly. Rates subject to change. Insured by NCUA.

Langley Rates effective as of February 27, 2024.