Extra Personal Loans

When you need a little extra… or a lot

Personal Loan FAQ

How long does the personal loan application process take?

In most cases the application is processed while you wait. If you are going through our online channel or mobile application, most should have an answer in just a few minutes.

Can I talk with someone at Langley before I apply for a personal loan?

Certainly! Our contact center has staff ready and available to answer your lending questions.

What do I need to apply for a personal loan?

In many cases nothing at all. Sometimes we might ask for proof of your income and to verify your address.

What is the difference between a loan and a line of credit?

A loan is a fixed amount that is borrowed over a period of time at a fixed payment. A line a credit is a certain amount you can borrow up to at any time and you pay back only the portions that your borrow.