Mortgage Options Built for You
Whether you’re a first-time homebuyer or searching for your forever home, we have a home loan option that’s just the right one for you.
Apply with no impact on your credit.
Fixed Rate Mortgage
Lock in an interest rate as low as 6.125% (6.265% APR).Enjoy consistent payments for the entire term of your loan. Ideal for long-term planning and peace of mind.
First-Time Home Buyer
Designed to make your first home purchase as smooth as possible. Rates as low as 6.375% (7.096% APR) to help you embark on your homeownership journey.
HomeNow Grants
Get up to $15,000 as a grant towards your closing costs. Ask about our grant program today to learn how you can save!
Adjustable Rate Mortgage
Low initial rate as low as 6.375% (7.096% APR).Flexibility to adapt to rate changes over time. Low closing costs and no PMI requirement.
VA Mortgage
Dedicated to those who have served. Similar to a standard fixed rate mortgage with extra benefits added. Low rates and no down payment.
FHA Mortgage
A stepping stone to homeownership. Flexible credit requirements and lower down payments. Easier for first-time buyers to own a home.
Refinance Your Home
Lower your monthly payment, unlock equity or pay your home off faster. Take advantage of our quick and easy application process. Unlock rates as low as 6.125% (6.265% APR) on a Fixed 30-Year mortgage refinance!
Estimate Your Monthly Mortgage Payment
Use our calculators to see how much you can afford, if it makes sense to refinance, what your potential monthly payment could be, and more.
HomeNow Grant Options
Langley's HomeNow grants make homebuying dreams a reality for many. We have several different available grants to help you earn up to $15,000 towards your purchase!
HomeNow First Time Home Buyer 2
- Up to $12,500 grant for closing
- 100% financing with no down payment required
- No Private Mortgage Insurance (PMI)
- Rates as low as 6.625% (7.198%) APR
HomeNow Community Partners 2
- Up to $15,000 grant for closing
- Active and retired military members, law enforcement firefighters, educators, and more!
- Rates as low as 6.125% (6.265%) APR
Why Choose Langley?
Local Mortgage Experts
Our mortgage loan officers are your neighbors, offering personalized, local expertise in the areas they live and serve.
Competitive Rates
Enjoy low rates and down payment options designed to make homeownership accessible and affordable.
Fast Pre-Qualifications
Speed through the prequalification process with our efficient service, getting you closer to your dream home faster.
Title & Settlement Services
Benefit from streamlined title and settlement services for a smoother, more coordinated closing experience.
Serving VA, MD, and NC
With a presence in Virginia, Maryland, and North Carolina, we’re here to support your mortgage needs across multiple states.
Ready for Your Dream Home?
Already have a mortgage in process?
1 APR=Annual Percentage Rate.
2 May only be available seasonally.
*For properties in Virginia, Maryland and North Carolina only. Subject to credit approval. Insured by NCUA. NMLS # 402897