Individual Retirement Accounts from Langley

A smart foundation for any retirement strategy.

You’ve heard all about them, but if you’re not sure where to start; an Individual Retirement Account at Langley is a great beginning.

You might not know the difference between a Roth IRA and a traditional IRA, or a certificate IRA and a money market IRA, but we have the information and guidance you need to make the choice that is right for you.

Our IRA Center is the perfect place to start learning about planning for retirement, IRA types, investment tips and more.

IRA Rates

Rates include an Active Rewards rate enhancement of 0.10%.

Traditional or Roth IRA
Term APY [1]
12 Month1.76% [2]
17 Month2.78% [2][3][5]
18 Month1.76% [2]
24 Month1.92% [2]
30 Month2.02% [2]
36 Month2.27% [2]
37 Month3.14% [2][4][5]
48 Month2.53% [2]
55 Month3.14% [2][3][5]
60 Month2.78% [2]
Money Market IRA[3] 0.50%

[1] Annual Percentage Yield (APY). This APY is subject to change weekly, and is fixed for the term of the certificate.

[2] Traditional or Roth IRA: Minumum to open $500. A penalty may be imposed for early withdrawal from certificates.

[3] Money Market IRA: Minimum to open $100. The APY is subject to change monthly.

[4] Minimum to open $50,000.

[5] Not eligible for Active Rewards rate enhancement.

The minimum required to open an account is a share in the credit union ($5).