Platinum Select Visa

As Low As 11.50% APR2

$0 Annual Fee

No Annual Fee

No Annual Fee

You won’t have to pay an annual fee for all the great rewards and benefits your Platinum Select Visa has to offer.

Check FICO score

Free Access to Your Credit Score

With Langley, unlock complimentary access to check your FICO Score for free every month.

Porch Piracy

Porch Piracy Protection

Protect your purchases from the unexpected. Your Langley Visa comes with a host of features including porch piracy protection and more.

Card Controls

Control Your Credit Card with Ease

In Digital Banking and Langley's Mobile app, you can control your card, including:

  • Lock or unlock your card if it is lost or stolen
  • Set alerts and controls on transactions or card balance
  • Set-up travel notices when you go on vacation

We place everything you need to safeguard your credit card in one app. Enroll in Online Banking or download Langley's Mobile app now!

Get Started

Instant issue is available by visiting a branch

Frequently-Asked Questions

What is the APR?

Platinum Select Visa offers rates as low as 11.50% APR2.

Can I switch from a low rate card to a cash back card?

You can apply for a Cash Back card and transfer the balance on approval.

Can I transfer balances from another card to a Langley Visa credit card?

Certainly! You are able to transfer any card balances to your Langley Visa in Online Banking or through Langley’s Digital Banking app. Learn how to transfer your balances here.

Why am I being charged interest when I paid off my card last month?

You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called “trailing interest”. Trailing interest is the interest charged when, for example, you didn’t pay your previous balance in full. When that happens, we charge interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest on purchases by paying your balance in full by the due date each month.

1

2 Annual Percentage Rate (APR) is variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).