Earn 1% cash back in 5 different categories 1
- EV charging stations
- Gas
- Groceries
- Wholesale club purchases
- Drugstores
No Annual Fee
You won’t have to pay an annual fee for all the great rewards and benefits your Platinum Quint Visa has to offer.
Free Access to Your Credit Score
With Langley, unlock complimentary access to check your FICO Score for free every month.
Porch Piracy Protection
Protect your purchases from the unexpected. Your Langley Visa comes with a host of features including porch piracy protection and more.
Control Your Credit Card with Ease
In Digital Banking and Langley's Mobile app, you can control your card, including:
- Lock or unlock your card if it is lost or stolen
- Set alerts and controls on transactions or card balance
- Set-up travel notices when you go on vacation
We place everything you need to safeguard your credit card in one app. Enroll in Online Banking or download Langley's Mobile app now!
Get Started
Instant issue is available by visiting a branch
Frequently-Asked Questions
Platinum Quint Visa offers a fixed rate at 18.00% APR3.
You can apply for a Cash Back card and transfer the balance on approval.
Certainly! You are able to transfer any card balances to your Langley Visa in Online Banking or through Langley’s Digital Banking app. Learn how to transfer your balances here.
You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called “trailing interest”. Trailing interest is the interest charged when, for example, you didn’t pay your previous balance in full. When that happens, we charge interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest on purchases by paying your balance in full by the due date each month.
1 Platinum Quint Visa credit card holders will receive 1% cash back on EV charging stations, gas, groceries, wholesale club purchases, and drug store purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Platinum Quint Visa cash back is applied to your savings account and shown in Online Banking.
2
3 Annual Percentage Rate (APR) is variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).