Langley Credit Cards

Whether you're looking for a card with the lowest rate or one that builds valuable reward points or cash back in your pocket, look to Langley for the credit card that best meets your needs. Besides the great value offered, every Langley credit card comes with the exceptional Langley customer service all Langley members deserve.

Frequently Asked Questions About Langley Visa Credit Cards

Can I switch from a low rate card to a cash back or reward points card?

You can apply for a Rewards or Cash Back card and transfer the balance on approval.

Can I transfer balances from another card to a Langley Visa credit card?

Certainly! We run balance transfer promotions through the year just for this purpose.

Get Started

Instant issue is available by visiting a branch.

*The promotional 1.99% variable APR applies to balance transfers between April 1, 2019 and May 31, 2019. A balance transfer fee of 3.00% of the amount of each balance transfer applies to transactions posted to your account from April 1 – May 31, 2019. New purchases, cash advance and balance transfers after May 31, 2019 will be at the regular card rate. Your APR will be determined based on credit worthiness and will range from 9.25% - 18.00% APR. Subject to credit approval. Any balance transfers processed after the promotional period will incur finance charges at the card's standard rates of 9.25%-18.00% APR. Payments will be applied to any balance at the lower rate before being applied to balances at the card's standard rate. If your payment exceeds the minimum payment due each billing period, we will apply the excess payment to balances with the highest APR before applying the excess payment to balances with the lower APR. The promotional APR for balances transferred will remain in effect for 12 months after which time any unpaid 1.99% balance transfers will carry your card's standard rate of 9.25% -18.00% APR. CURewards Points or Cash Back does not apply when transferring balances to their Langley Rewards or Cash Back VISA credit cards. Offer applies to consumer credit cards only excluding the Essential VISA. Rates as of April 1, 2019.

[1] Annual Percentage Rates (APR) are variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).

[2] Cash Back Signature Visa credit card holders will receive 3% cash back on gas purchases, 2% cash back on in store grocery purchases and 1% cash back on all other purchases. Annual Percentage Rates (APR) for cards are variable and determined by credit history, subject to approval. The Langley Cash Back credit is applied to your savings account and shown on your statement. Federally Insured by NCUA.

[3] For Langley Cash Back Signature Visa credit card holders only. 5% cash back rewards must be activated each month. 5% cash back eligible on movie and dining transactions posted 5/1/19 through 5/31/19, up to $100 in earnings. 5% cash back rewards are added to your savings account and will be posted separately from your standard Cash Back Visa rewards. Offer valid until May 31, 2019.