Life Insurance and Long-Term Care
Financial security for you and your loved ones
Life Insurance
Life Insurance is a great way to protect those you love from unexpected hardship. It can provide for your family's daily expenses, and can also serve as a way to build wealth. Other types can help fund your child's education, or offer a source for emergency cash.
With Langley, finding the coverage you need is quick and effortless. Get an instant quote today to see just how easy it is to provide security for you and your loved ones.
TruStage
Life, Accidental Death and Dismemberment (AD&D)
Long-Term Care
Finding coverage for Long-Term Care doesn't need to be confusing or difficult. Our advisers will work with you to find the best plan to suit your needs. Schedule an appointment, or give us a call today at 757-898-0089.
LTC refers to care needed over an extended period of time due to a chronic illness or disability. It doesn't cover a short-term hospital stay or illness. LTC insurance covers medical services, such as nursing care or therapies, assisted living facility care, and daily living activities, whether in a nursing home or an individual's home. Couples with children are likely candidates for LTC. In this case, insurance protects both an inheritance and the children having to finance a parent's care. However, adults might want to think about LTC for their parents as well, considering the cost of nursing home care.
First, your good health today will allow you to qualify for coverage. After you gather the facts, it is up to you to decide if you want protection. If you wait, health problems could disqualify you.
Second, rates are based on your age. The younger you are, the less expensive Long-Term Care insurance is. Additional discounts are also available to you, as a member, and to your family. There has never been a better time to fit Long-Term Care insurance into your financial planning puzzle.
Have questions? We're here to help.
Give us a call us at 757-898-0089. We’d be happy to assist you with your investment, insurance, or wealth management needs!
*Investment Executives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
**For a comprehensive review of your personal situation, always consult with a tax or legal Adviser. Neither Cetera, nor any of its representatives may give legal or tax advice.
Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/ SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com
Investments are:
*Not FDIC/NCUSIF insured.
*May lose value.
*Not financial institution guaranteed.
*Not a deposit.
*Not insured by any federal government agency.
11742 Jefferson Ave. Suite 120 Newport News, VA 23606
757-898-0089