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3.04% APY* 55 Month Certificate

APY = Annual Percentage Yield of 3.04% for a 55-month Certificate or IRA Certificate. Minimum to open a Certificate is $1,000. Minimum to open an IRA Certificate is $500. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Some restrictions apply. Limited time offer. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.