Considering a Balance Transfer?

Make every dollar count with Langley!

Paying down your high-rate balances just got easier! Stop paying multiple bills and start saving on interest with our low promotional rate when you transfer your existing credit card balance from a different financial institution for 1.99% APR*.

Existing Cardholders: To transfer your card balance from a different financial institution to a Langley VISA credit card, call us at 757-827-5328 or visit a branch!

To open a new Langley VISA credit card

Apply Online Today!

Frequently Asked Questions

Is this for new and existing members?

Yes! Everyone can take advantage of this balance transfer offer.

Can I transfer existing Langley VISA credit card balances to a new Langley VISA credit card?

No, this offer is only applicable to balances transferred from another financial institution or retail credit card (ie, Delta Airlines, Macy's, etc).

I'm an existing Langley credit cardholder, do I receive my CURewards points or cash back?

Unfortunately, no. Transferred balances are not eligible for reward points or cash back.

Are there any fees associated with the balance transfer offer?

Yes, there is a 3% balance transfer fee.

*The promotional 1.99% variable APR applies to balance transfers between April 1, 2019 and May 31, 2019. A balance transfer fee of 3.00% of the amount of each balance transfer applies to transactions posted to your account from April 1 – May 31, 2019. New purchases, cash advance and balance transfers after May 31, 2019 will be at the regular card rate. Your APR will be determined based on credit worthiness and will range from 9.25% - 18.00% APR. Subject to credit approval. Any balance transfers processed after the promotional period will incur finance charges at the card's standard rates of 9.25%-18.00% APR. Payments will be applied to any balance at the lower rate before being applied to balances at the card's standard rate. If your payment exceeds the minimum payment due each billing period, we will apply the excess payment to balances with the highest APR before applying the excess payment to balances with the lower APR. The promotional APR for balances transferred will remain in effect for 12 months after which time any unpaid 1.99% balance transfers will carry your card's standard rate of 9.25% -18.00% APR. CURewards Points or Cash Back does not apply when transferring balances to their Langley Rewards or Cash Back VISA credit cards. Offer applies to consumer credit cards only excluding the Essential VISA. Rates as of April 1, 2019.