Tackle any purchase with a Langley Visa. Every Langley credit card comes with incredible benefits like Porch Piracy Protection, Travel Accident Insurance, and more!

Signature Cashback Visa
Earn the Most Rewards
Apply Online Learn More
Pricing and Terms
Offers and Rewards
  • 10% on your choice each month
  • 3% on gas
  • 2% on groceries and wholesale club purchases
  • 1% on all other purchases2
Credit Score 670+
Annual Fee $0
APR 1 18.00%
  • Free eStatements
  • Card Controls in Digital Banking
  • Visa Benefits
Enjoy Cash Back with a Low Rate
Platinum Quint Visa
Offers and Rewards
Earn 1% cash back in 5 different categories 3
  • EV charging stations
  • Gas
  • Groceries
  • Wholesale club purchases
  • Drugstores
Credit Score 640+
Annual Fee $0
APR 1 18.00%
  • Free eStatements
  • Card Controls in Digital Banking
  • Visa Benefits
Apply Online
Pricing and Terms
Platinum Select Visa
Get Our Lowest Rate Card
Apply Online
Pricing and Terms
Offers and Rewards
Get our Lowest Rate Card.
Credit Score 640+
Annual Fee $0
APR 1 11.50% - 18.00%
  • Free eStatements
  • Card Controls in Digital Banking
  • Visa Benefits
Establish Your Credit
Platinum Essential Visa
Offers and Rewards
Helps establish credit history and build your credit score!
Credit Score 639 or below
Annual Fee $0
APR 1 18.00%
  • Free eStatements
  • Card Controls in Digital Banking
  • Visa Benefits
Apply Online
Pricing and Terms

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Frequently Asked Questions About Langley Visa Credit Cards

Can I switch from a low rate card to a cash back card?

You can apply for a Cash Back card and transfer the balance on approval.

Can I transfer balances from another card to a Langley Visa credit card?

Certainly! You are able to transfer any card balances to your Langley Visa in Online Banking or through Langley’s Digital Banking app. Learn how to transfer your balances here.

Why am I being charged interest when I paid off my card last month?

You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called “trailing interest”. Trailing interest is the interest charged when, for example, you didn’t pay your previous balance in full. When that happens, we charge interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest on purchases by paying your balance in full by the due date each month.

1 Annual Percentage Rate (APR) is variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5).

2 Signature Cash Back Visa credit card holders will receive 5% on cardholder's category choice each month, upon activation and up to $100, 3% cash back on gas purchases, 2% cash back on in store grocery and wholesale club purchases and 1% cash back on all other purchases. The Langley Signature Cash Back credit is applied to your savings account and shown on your statement.

3 Platinum Quint Visa credit card holders will receive 1% cash back on EV charging stations, gas, groceries, wholesale club purchases, and drug store purchases. The Langley Platinum Quint Visa cash back is applied to your savings account and shown in Online Banking.