Open A Certificate
Fixed Rate Certificates
Term |
APY [1] |
3 Month |
0.75% [3]
|
6 Month |
1.50% [3]
|
12 Month |
4.50% [2]
|
18 Month |
4.25% [2]
|
24 Month |
4.00% [2]
|
30 Month |
3.75% [2]
|
36 Month |
3.70% [2]
|
48 Month |
3.65% [2]
|
60 Month |
3.60% [2]
|
[1] Annual Percentage Yield (APY). Dividends compound monthly. Penalty for early withdrawal. Some restrictions apply. Rate subject to change.
[2] Minimum to open is $500.
[3] Minimum to open is $100.
Platinum Money Market Savings |
Minimum to Earn APY[1] |
APY[2] |
$1,000,000 |
4.65% |
$500,000 |
3.65% |
$250,000 |
2.00% |
$100,000 |
1.60% |
$25,000 |
1.10% |
Traditional Money Market Savings |
Minimum to Earn APY[3] |
APY[4] |
$100,000 and Above | 1.10% |
$50,000 - $99,999 | 0.85% |
$25,000 - $49,999 | 0.65% |
$10,000 - $24,999 | 0.25% |
$2,500 - $9,999 | 0.05% |
$100 - $2,499 | 0.05% |
[1] One free withdrawal or transfer per calendar month. Only one account per member. A fee of $25 applies for each additional withdrawal or transfer within a calendar month.
[2] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 1.10% APY on average daily balances above $25,000.00, 1.60% APY on average daily balances above $100,000.00, 2.00% APY on average daily balances above $250,000.00, 3.65% APY on average daily balances above $500,000.00., and 4.65% APY on average daily balances above $1,000,000.00. No dividend will be earned in any dividend period if the average daily balance is below $25,000.00. Dividends compound monthly. Rates subject to change. Insured by NCUA.
[3] Minimum to open a Money Market Savings account is $100.
[4] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 0.05% APY on average daily balances above $100.00, 0.05% APY on average daily balances above $2,500.00, 0.25% APY on average daily balances above $10,000.00, 0.65% APY on average daily balances above $25,000.00, 0.85% APY on average daily balances above $50,000.00, and 1.10% APY on average daily balances above $100,000.00. No dividend will be earned in any dividend period if the average daily balance is below $100.00. Dividends compound monthly. Rates subject to change.
Langley Saves Rates
Minimum to Earn APY |
APY[1] |
Up to $1,000 |
4.65% |
From $1,000 to $2,500 |
0.05% |
Greater than $2,500 |
0.05% |
Example:
You'll earn 4.65% on the first $1,000, and 0.05% on balances from $1,000-$2500.
|
Savings Rates[2]
Minimum to Earn APY |
APY[1] |
$100 |
0.05% |
High-Yield Savings Rates[3]
Minimum to Earn APY |
APY[1] |
Up to $10,000 |
5.00% |
Greater than $10,000 |
0.05% |
Example:
You'll earn 5.00% on the first $10,000, and 0.05% on balances greater than $10,000.
|
[1] Annual Percentage Yield (APY) is the prospective yield that the credit union anticipates paying for the applicable period. Dividends of less than $.01 are affected by rounding.
[2] Minimum to open a Savings account is the purchase of a share ($5).
[3] Annual Percentage Yield. Dividends are calculated by the average daily balance. Earn 5.00% APY on average daily balances up to $10,000. 0.05% APY will be earned if the average daily balance is above $10,000. One withdrawal per month. If more than one withdrawal is completed in a month or you are not enrolled in eStatements, you will earn 0.05% APY. Dividends compound monthly. Rates subject to change. Insured by NCUA.
Platinum Checking
Minimum to Earn APY |
APY* |
$10,000 |
1.00% |
*APY (Annual Percentage Yield) is a variable rate and may change after the account is opened;
dividends compound monthly; fees may reduce earnings on your account.
Certificate IRA Rates
Traditional or Roth IRA [2]
Term |
APY [1] |
3 Month |
0.75% [2] |
6 Month |
1.50% [2] |
12 Month |
4.50% [2] |
18 Month |
4.25% [2] |
24 Month |
4.00% [2] |
30 Month |
3.75% [2] |
36 Month |
3.70% [2] |
48 Month |
3.65% [2] |
60 Month |
3.60% [2] |
Money Market IRA Rates
Traditional or Roth IRA
Traditional or Roth IRA |
Minimum to Earn APY[3] |
APY[3] |
$250,000 |
0.25% |
$100,000 |
0.25% |
$100 |
0.05% |
[1] Annual Percentage Yield (APY). This APY is subject to change weekly, and is fixed for the term of the certificate.
[2] Traditional or Roth IRA: Minumum to open $500. A penalty may be imposed for early withdrawal from certificates.
[3] Money Market IRA: Minimum to open $100. The APY is subject to change monthly.